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Rosa Emilia
View original language description ↓
Mrs. A. is 48 years old and has two teenage children, both of whom are students. Rosa Emilia is a hard-working woman and very conscientious in her work. She is a farmer who worries constantly that her land will produce well, as this is how she earns income to support herself and her children.

She combines her farming work with selling fruit, and thinks that selling her own product enables her to obtain a better profit. She needs a loan to invest in agricultural supplies that will help her increase the yields she obtains from her land parcels.

Translated from Spanish by Mary Lynn, Kiva Volunteer.

La Sra. A. es una mujer de 48 años, tiene dos hijos que están en la etapa de la adolescencia y ambos están estudiando. Doña Rosa Emilia es una mujer luchadora y muy cuidadosa de su trabajo, es una agricultora que se preocupa por que su tierra este siempre produciendo ya que es la manera en que ella obtiene sus ingresos para ella y sus hijos.

Combina su trabajo de agricultora con la comercialización de frutas, cree que vendiendo ella directamente sus productos podrá obtener mejores ganancias, y eso le ayudará a aumentar sus utilidades. Necesita el préstamo. necesita para invertirlos en insumos agrícolas que ayudaran a incrementar la producción en sus parcelas de tierra.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Nicaragua

  • $4,800
    Average annual income
  • 101
    View loans »
    Nicaragua Loans Fundraising
  • $24,818,275
    Funds lent in using Kiva
  • 19.1
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $550 helped Rosa Emilia purchase farming supplies to increase production.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
May 4, 2008
Apr 20, 2008
Currency Exchange Loss:
Jun 15, 2009