Check out some available loans that are similar to this one!
Luz
Luz lives in a town very near the city with her husband and their two children, who are 6 and 10 years old. She has an internet café in her home and offers video games and internet services and also sells stationary items, sweets, and soft drinks. She started this business in 2006, when her husband was let go from a job at an important business in the city. She received help from many people who were supportive of her. A friend, who had closed his own internet café, helped her out with two televisions and a Playstation. Also, a family member bought two televisions on credit, and with this equipment, she began her business. Her customer base grew every day, and Luz added sweets and soft drinks when an important business provided her with a refrigerator. Little by little, her business grew and good things happened in her home. Her husband took advantage of his knowledge of medicines and opened up his own pharmacy business in another part of town. Luz now has 5 computers, 12 televisions, 6 X-Boxes, 5 Playstations, and a vitrine. She also has a good client base, due to her good customer service and her strategic location. Her goal for the future is to expand her business by building a second floor, so she can separate her family’s space from her business space. In order to achieve this, she works without rest, from Monday through Sunday. Her greatest motivation is her 2 children, who are 6 and 10 years old, and whom she wants to see become successful and have a good life. She is currently requesting a loan, which she will use to buy stationary items, sweets, and soft drinks. She will also use it to do some maintenance on her equipment, so that she can continue to have a successful business that her customers will be loyal to and help her achieve her goals.
View original language description ↓

Luz vive en un municipio muy cercano a la ciudad con su cónyuge y sus dos hijos en las edades de 6 y 10 años. Ella en un punto comercial ubicado en su vivienda, tiene un café internet y ofrece servicios de video-juegos, internet, además de vender papelería dulces y refrescos. Este negocio nació en el año 2006, cuando su esposo quedó sin empleo en una empresa importante de la ciudad y recibió la ayuda de varias personas de manera solidaria: su amigo quien había cerrado su propio café internet le facilitó dos televisores y un play station, también un familiar compró dos televisores a créditos y con esta estructura empezó a trabajar. Su clientela cada día fue aumentando y así mismo Luz fue agregando dulces y refrescos pues una empresa importante le suministró un enfriador. Poco a poco su negocio fue despegando y pasaron cosas buenas en su hogar, su esposo aprovechó su experiencia en el conocimiento de medicinas y emprendió su propio negocio de droguería en otro punto del municipio. En la actualidad Luz cuenta con 5 computadores, 12 televisores 6 X-box 5 play y una vitrina, además de una clientela fija producto de su buen servicio y que está ubicada en un punto estratégico para este mercado. Su meta mas adelante es ampliar su negocio, construyendo un segundo piso, para dividir su espacio familiar del productivo y por eso trabaja sin descanso de lunes a domingo. Así mismo su gran motor de impulso, son sus 2 hijos en las edades de 6 y 10 años, a quienes quiere ver convertidos en personas exitosas y con mucho bienestar. En la actualidad está aplicando a un credikiva, mediante el cual comprará papelería dulces, refrescos, y hará mantenimiento a sus equipos, para seguir siendo muy efectiva en su negocio, con el fin de que sus clientela siga fiel y la acompañe en el cumplimento de sus metas.

Additional Information

About Fundación Mario Santo Domingo

Fundación Mario Santo Domingo (FMSD) is a non-profit organization in northern Colombia dedicated to developing programs for the country’s poorest communities. In addition to numerous social services, FMSD runs a microfinance program to strengthen micro-businesses in the areas where it works. The organization also offers several non-financial components as part of this program, including training to help entrepreneurs start their own businesses.

About Colombia

  • $11,100
    Average annual income
  • 501
    View loans »
    Colombia Loans Fundraising
  • $14,958,950
    Funds lent in using Kiva
  • 1,795.0
    Colombia Pesos (COP) = $1 USD

Success!! The loan was 100% repaid

A loan of $650 helped Luz to buy stationary items, sweets, and soft drinks and also to do some maintenance on her equipment.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jul 17, 2012
Listed
Jul 29, 2012
Currency Exchange Loss:
Possible
Ended:
Sep 17, 2013