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Mkhitar is 26 years old. He lives in Kechut village with his parents. Mkhitar and his father work at a local factory, but the salary they get is not enough to cover the household costs. So they are also involved in cattle breeding. Mkhitar wants to develop agriculture and turn it into a big farm in the future.

To this aim, Mkhitar plans to increase the number of cattle by purchasing 2 cows and a calf. This will allow him to earn more income from the sales of meat and milk. Mkhitar dreams of starting his own family and sustaining them. With developed agriculture, he will make his dream come true and live with higher living standards.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.

About Armenia

  • $6,300
    Average annual income
  • 126
    View loans »
    Armenia Loans Fundraising
  • $14,888,900
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
A loan of $2,600 helped Mkhitar to pay for 2 cows and a calf.
Repayment Term
26 months (Additional Information)
Repayment Schedule
Jun 27, 2012
Jul 28, 2012
Currency Exchange Loss:
Aug 27, 2012