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Epiphanie is 31 years old and is married. She has four children. Epiphanie purchases and sells various goods such as: lotions, cooking oil, soap, Colgate, etc. She has been in this business for four years, and she starts her work from 8 a.m to 7 p.m every day, except on Sunday, of the week. Epiphanie currently employs two people to help her in the business.

Epiphanie has requested a Kiva loan via Vision Finance Company in order to purchase various goods such as: lotions, cooking oil, soap, toothpaste, etc. for resale. With any profits, she will be able to save for her future, and she will be able to buy her own house.

Additional Information

About Vision Finance Company s.a – Rwanda (VFC)

Vision Finance Company (VFC) was Kiva's first partner in Rwanda. Established in 1999, VFC is an affiliate of World Vision International. Since its founding, VFC has been committed to alleviating poverty in Rwanda by ensuring that poor people have access to credit to support business initiatives that will improve their life circumstances.

VFC has a broad set of products and services, offering Community Banking services for self-selected groups of 10-30 borrowers, Solidarity Group services for more experienced groups of entrepreneurs, and Individual Loans for customers who already have a small established business. Vision Finance is also among the very few financial institutions targeting farmers and providing agricultural credit options in Rwanda, where access to credit is critical to the success of agricultural enterprises.

About Rwanda

  • $1,000
    Average annual income
  • 48
    View loans »
    Rwanda Loans Fundraising
  • $12,349,300
    Funds lent in using Kiva
  • 602.0
    Rwanda Francs (RWF) = $1 USD