Kibwana is a 50-year-old married man. He has four children with ages ranging from 10 years to 18 years. He describes himself to be honest and focused. He operates a retail business where he sells water. He has been involved in this business for 10 years and employs 1 staff member. His business is located at a competitive area and his primary customers are local residents.
Kibwana describes his biggest business challenge to be frequent power blackouts distracting water supply. He will use the Kes 20,000 loan to buy a water tank. His business goal is to buy two more water kiosks for selling water to customers within 5 years. He hopes that in the future, he will have expanded his business.