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Ruben lives Vedi town with his parents. The family is involved in agriculture: They grow apricot, apple and peach trees and keep a grape orchard.

Ruben would like to start cattle breeding, for which he needs to renovate the old barn. Ruben also needs to purchase fertilizer and medicine, with the help of which he will cultivate the land and inject the trees and to prevent diseases. This loan is important for Ruben to develop his agriculture business and continue investments for further expansion of his farm.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.

About Armenia

  • $6,300
    Average annual income
  • 135
    View loans »
    Armenia Loans Fundraising
  • $14,910,275
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $3,000 helped Ruben to pay for fertilizer, medicine and barn renovation.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Jul 20, 2012
Jul 28, 2012
Currency Exchange Loss:
Aug 17, 2014