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Akotobu Group
In this Group: Naomi, Victoria
Naomi and Victoria are both married businesswomen. Victoria is 40 years old with 3 children, and Naomi is 37 years old with 2 children. They have each been operating businesses in their community for the past 10 years.

Victoria operates a drugstore and coldstore. She is also a registered drug seller, so she buys drugs and fish from authorized depots. She is in her 5th loan cycle, and she and Naomi are both loyal clients of ID-Ghana. They paid their previous loans successfully. Victoria makes a profit of 170 GHC monthly. Together they need 2,300 Ghanaian cedis for their businesses; therefore, they are applying to Kiva to come to their aid.

Additional Information

About ID Ghana

ID Ghana is a microfinance NGO that provides financial and social services to underserved urban communities in Accra. ID Ghana’s socially-oriented business model provides clients with a number of social services, including financial literacy training, group discussions led by peer educators on health and nutrition education, child schooling, basic medical services, and counseling and legal services for women victims of violence.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Ghana

  • $3,500
    Average annual income
  • 42
    View loans »
    Ghana Loans Fundraising
  • $11,732,750
    Funds lent in using Kiva
  • 2.0
    Ghana Cedis (GHS) = $1 USD

Success!! The loan was 100% repaid

A portion of Akotobu Group's $1,200 loan helped a member to buy enough drugs, fish, and meat to meet customer demand.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Jun 29, 2012
Jul 28, 2012
Currency Exchange Loss:
Apr 19, 2013