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Ramula is 37 years old and lives in the town of Luwero in the Luwero region of Uganda. She is married and has 5 children who are all currently in school. For the past 8 years, Ramula has been working hard to manage her retail shop, which sells maize flour, sugar and soap, etc..

To help expand her business, Ramula has requested a loan of 2,000,000 Ugandan Shillings from BRAC Uganda. The loan will be used to buy more essential commodities like maize flour, dry beans, rice, and sugar for resale, and will help Ramula to generate greater profits and pay her children's school fees. Ramula hopes that in the future she will be able to own a wholesale shop.

Ramula is a member of BRAC's Small Enterprise Program (SEP). The program primarily serves small entrepreneurs like Ramula who do not have enough collateral for commercial loans, but have businesses that have grown too large for microloans.

Additional Information

About BRAC Uganda

This loan is administered by BRAC Uganda, a registered non-governmental organization (NGO) in Uganda that is also a part of the BRAC international network. BRAC Uganda attempts to address poverty through a holistic model, offering programs in education, health, water & sanitation, agriculture, and microfinance. BRAC Uganda’s microfinance program aims to provide the poor with easy, reliable, and efficient access to institutional financial services, and reaches over 150,000 families in Uganda. For more on BRAC Uganda, please see our partner page, and join our lending team, Friends of BRAC Uganda.

About Uganda

  • $1,500
    Average annual income
  • 145
    View loans »
    Uganda Loans Fundraising
  • $28,654,375
    Funds lent in using Kiva
  • 2,475.0
    Uganda Shillings (UGX) = $1 USD

Success!! The loan was 100% repaid

A loan of $825 helped Ramula to buy more essential commodities like maize flour, dry beans, rice, and sugar for resale.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jul 10, 2012
Jul 28, 2012
Currency Exchange Loss:
Aug 24, 2013