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Vitya is involved in agriculture. He raises cows, sheep, chickens, and keeps beehives. Vitya also grows apple, pear, and walnut trees. Vitya would like to develop beekeeping by purchasing new colonies of bees. He will use the money from the loan to purchase 15 colonies of bees. This will allow Vitya to gather and sell more honey and increase his income.

Vitya lives with his wife, 21-year-old daughter, and 17-year-old son. The development of beekeeping is essential for Vitya to get additional income and sustain his family.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.

About Armenia

  • $6,300
    Average annual income
  • 129
    View loans »
    Armenia Loans Fundraising
  • $14,833,500
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $2,500 helped Vitya to pay for 15 colonies of bees.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Jul 3, 2012
Jul 27, 2012
Currency Exchange Loss:
Aug 17, 2014