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Varduhi lives in Artashat town with her husband. The couple runs a farm where they cultivate corn and tomato, grow apricot trees and keep a grape orchard. Varduhi needs some investments to improve the land and the orchard and organize the cultivation process. With the help of this loan, she will purchase tomato seeds, medicine and fertilizer to exploit the land. Varduhi will also purchase fuel for the tractor and hire workers to help with cultivation and gathering of the harvest. These investments are important for Varduhi to keep on developing her farm and get involved in other agricultural activities in the future.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.

About Armenia

  • $6,300
    Average annual income
  • 134
    View loans »
    Armenia Loans Fundraising
  • $14,333,525
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
A loan of $3,000 helped Varduhi to pay for seeds, medicine, fertilizer, fuel and hired workers.
Repayment Term
26 months (Additional Information)
Repayment Schedule
Jul 11, 2012
Jul 27, 2012
Currency Exchange Loss:
Aug 26, 2012