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Juleta has been engaged in animal breeding and gardening in Lusadzor village for a long time. She rears three cows, three calves, five pigs and some chickens as well. In her garden Juleta grows vegetables and fruit. Juleta's accent is on figs and Oriental persimmons grown for sale. Also she is able to sell produced milk and cheese directly from her house.

Juleta says that her agricultural business allows her to provide for her family and therefore she intends to develop it. For that reason she is asking for a $3,000 loan to buy one more cow for her farm and also to stock a large lot of fodder for her farm animals.

Juleta is 50 years old. She is married and has two children. Juleta’s daughter is married and she lives separately from her parents. Juleta’s son and his family live with Juleta and they help her with the farming. Juleta’s husband now is living and working in Russia.

This is Juleta’s fifth loan from Nor Horizon and she has never delayed her loan repayments.

Additional Information

About “Nor Horizon”

“Nor Horizon” UCO LLC is committed to promoting poverty alleviation in Armenia by providing high-quality financial and other business development services to enterprising individuals in under-served rural and urban markets who have a strong will to establish and develop their own small-scale businesses. Originally created as the Armenian micro credit program of Oxfam (Great Britain) in late 1995, “Nor Horizon” LLC has been licensed under supervision of the Central Bank of Armenia since early 2006.

For more information about “Nor Horizon,” please visit the partner page or website.

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About Armenia

  • $6,300
    Average annual income
  • 128
    View loans »
    Armenia Loans Fundraising
  • $14,869,400
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $3,000 helped Juleta to buy one more cow for her farm and also to stock a large lot of fodder for her farm animals.
100% repaid
Repayment Term
32 months (Additional Information)
Repayment Schedule
Jul 19, 2012
Jul 27, 2012
Currency Exchange Loss:
Aug 17, 2013