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Umbelina is 38 years old. She is married and has 4 children, 2 of them are in school. Her husband is a farmer.

Umbelina has a kiosk in front of her home to supply people in her village with basic goods. She will purchase additional supplies for her store with the loan, including flour, oil, soap, and animals like chickens and pigs.

Umbelina started this business in 2006 with a working capital of $300. She lives in her house made of bamboo for the walls and zinc for the roof. She wants to send her children to study in higher education and wants to open a big store in the future.

Additional Information

Information about TRM

Tuba Rai Metin (TRM) is a microfinance institution in East Timor, one of the smallest, newest and least developed countries in Southeast Asia. The organization provides credit, savings and micro-insurance services to more than 7,000 clients. Its goal is to extend its reach into even more remote regions through branchless banking services.

About Timor-Leste

  • $6,800
    Average annual income
  • 24
    View loans »
    Timor-Leste Loans Fundraising
  • $2,408,350
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Umbelina restock her store.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Jul 19, 2012
Jul 27, 2012
Currency Exchange Loss:
Sep 17, 2013