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Audelio Humberto
Audelio is 31 years old, married, and has a young daughter. He has been a farmer since he was a child, since in the place where he lives agriculture is the most represented sector. He learned the trade from his father, whom he helped all his life to grow crops to put bread on the table. Now that he has founded his own home, together with his wife and child, he has to work very hard in order to feed his family. Audelio has also reared pigs for about ten years, something which he also learned from his father, who keeps doing this to this day. They used to do it together but now each has their own pigs. Audelio says that this part of his activity helps a lot to increase his income, since cultivating his land is not enough to give his wife and child the good life they deserve. He buys the products he uses in a nearby town, some eight kilometres from his house; sometimes, he has to do this journey on foot, since transport to the area where his house is located is scarce. When he is loaded with products, he has no choice but to hire a vehicle to take him back to his house, and this is an extra cost, more expensive than walking. He will invest the loan in the purchase of five pigs and meal to feed them. He buys five pigs because it is cheaper and thus he can turn a good profit when he sells the carcases. Then he can buy more and bring more income to his family. The main need this loan fulfils is to enable Audelio to buy more than one pig and to buy meal at the same time: in so doing, he saves money, since he only has to pay for one trip to bring everything home. His life will be greatly improved by this, since he will turn a greater profit when selling the meat, giving him more money with which to buy more products and put more bread on the table. In the future, he plans to repair his home with what money he can save from the profits he will have made; he also hopes to give his daughter a good education and guidance, since he hopes she will have a better life than what he himself had to live through when he was a child. He is very grateful for Kiva's help, since it will enable him to carry out his plans sooner than expected.
View original language description ↓
El señor Audelio tiene 31 años de edad, esta casado y tiene una pequeña niña. Él se ha dedicado a la agricultura desde su niñez, ya que en el lugar donde vive este trabajo es el mas implementado. Apredio dicho trabajo de su padre, con quien a lo largo de toda su vida ha ayudado a cultivar las tierras para poder llevar el sustento a su familia. Hoy que Ha formalizado un nuevo hogar junto a su esposa y su niña tiene que trabajar muy duro para poder llevar el alimento a su casa. Audelio, tambien se dedica al destazo de cerdos desde hace unos 10 años y aprendio tambien de su padre, ya que él desarrolla esta actividad, antes lo hacian juntos pero hoy cada uno de ellos lo hace por su parte. Audelio a notado que dicho rubro de trabajo le ayuda mucho con los ingresos, ya que los de la agricultura no son muchos como para poder brindarles una exelente vida a su esposa e hija.

El compra los productos que utiliza en la ciudad mas cercana, ubicada a unos 8 kilometros de su casa, él tiene que trasladarse a veces a pie, ya que el transporte para su casa es escaso, tiene que hacerlo a pie y cuando lleva el producto tiene que trasladarlo en un vehiculo que contrata en la ciudad para que los lleve y esto le genera un costo extra para su bolsillo ya que le sale mas caro.

El crédito lo invertira en la compra de 5 cerdos y en harinilla para alimentarlos. Él compra en esta cantidad,ya que asi le salen mas comodos los precios y tiene un buen marjen de ganancia cuando los vende ya destazados y asi puede seguir comprando mas y llevando mas ingresos para su familia.

La principal necesidad que sera satisfecha con el crédito, es que podra comprar mas animales de una sola vez y tambien la comida para ellos asi tendra un ahorro ya que todo lo trasladara a su casa de una sola vez y realizara un solo costo de compra y traslado.

Su vida mejorara grandemente, ya que sus ingresos seran mas altos con la venta de la carne de dichos animales y de esta forma tendra un flujo de efectivo suficiente para poder comprar mas producto y llevar mas alimento a su casa.

En el futuro planea poder realizar arreglos a su casa con el dinero que se puede ir ahorrando con la venta de los productos y espera poder darle una muy buena educacion a su hija y poder guiarla por el buen camino ya que el espera que su vida no sea ten estropeada como la que él vivio en su niñez.

El se siente muy contento con la ayuda que se le esta dando, ya que sus planes los podra realizar en mas corto tiempo de lo que espera.

Additional Information

About CrediCampo

This loan is administered by CrediCampo, a Kiva Field Partner in El Salvador. CrediCampo seeks to improve the lives of rural communities and their families in areas including health, education, basic services, and infrastructure. Through its Community Development Unit, CrediCampo provides scholarships, leadership development training, and financial education programs for families in rural areas. CrediCampo’s work is crucial in addressing the issue of poverty in El Salvador. Based on 2009 estimates, 37.8% of the population lives below the poverty line. To learn more about CrediCampo and their work, visit their partner page.

About El Salvador

  • $7,500
    Average annual income
  • 782
    View loans »
    El Salvador Loans Fundraising
  • $25,698,900
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $600 helped Audelio Humberto to buy five pigs and meal to feed them.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jul 3, 2012
Listed
Jul 29, 2012
Currency Exchange Loss:
N/A
Ended:
Jul 18, 2013