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Orlina
Orlina is 42 years old. She lives in the town of Cartagena and she has a 25-year-old daughter and she hopes her daughter will be successful in whatever she will undertake. 17 years ago she worked in a fish processing plant for 7 months only because that job was very difficult; notwithstanding this, while looking for job opportunities she was offered a stall and she accepted it to generate some business and to earn money to support her family, composed of her mother and her daughter. This is how she started selling meals and beers, succeeding in gaining some customers whose number has been growing little by little, and this went on for 4 years; however, once she was positioned she was robbed and she had to start in another neighborhood, on a plot of land provided by a friend of hers where she installed a roof, chairs and tables in order to start her activity once again. As her activity was growing she took on her sister and she succeeded in positioning her activity and in saving enough to buy another plot of land that she arranged in order to succeed in having her own house. She then had to hand in the place her shop was located in, and for this reason she had to adapt her own plot of land, opening a restaurant; she then added soft drinks and beer selling, and later on she added liquor selling as well. She will then add a terrace to transform it in a place where her customers can enjoy themselves dancing and to have some fun together. This activity is her only source of income, thanks to which she has progressed as a woman at the head of her household. She has a 12-years’ experience and she is ready to make her activity grow a little more. In order for her sales to increase, she needs to have a stock of soft drinks and liquors at her disposal; a period of many celebrations is approaching, and Orlina needs to be ready to sell the most and earn a better income every day. This is the reason why she is requesting a loan, the first she has received from Fundación Mario Santo Domingo. She will use it to buy beer, brandy, rum and whiskey in order to diversify her offer by meeting her customers’ tastes and preferences.
View original language description ↓
Orlina de 42 años vive en la ciudad de Cartagena y tiene una hija de 25 años de edad, con quien sueña sea muy exitosa en lo que emprenda. Hace 17 años ella trabajó en una empresa pesquera, donde solo duró 7 meses por lo difícil de esa labor; no obstante y en la búsqueda de oportunidades de ingresos, le ofrecieron un kiosco, para desarrollar algún negocio y generar ingresos para el sostenimiento de su hogar, conformado por su madre y su hija. Así fue como empezó a vender almuerzos y cervezas, logrando construir una clientela que poco a poco creció y así estuvo durante 4 años; pero una vez estuvo posicionada fue robada y debió empezar en otro barrio en un lote suministrado por una amiga, al cual le agregó un techo, sillas, mesas e inició su actividad nuevamente; en la medida en que este negocio creció contrató a su hermana y logró que su negocio se posicionara y ahorrar hasta comprar un lote, que adecuó, consiguiendo tener su propia casa. Posteriormente debió entregar el local donde funcionaba el negocio, por eso hizo adecuaciones a su lote y emprendió un restaurante y adicionó la venta de refrescos y cervezas y posteriormente licores y nuevamente adecuó una terraza que convirtiera hoy, en un lugar donde su clientela divierte bailando y compartiendo. Este negocio es su única fuente de ingresos, con el cual ha salido adelante en su condición de mujer cabeza de familia. Su experiencia data desde hace 12 años, cuando inició y aun está dispuesta a hacerlo crecer aun mas, porque sus ventas aumentan y debe tener un stock de bebidas fríos y licores disponibles, en épocas de muchas festividades y Orlina debe estar lista para hacer su mejor venta y genera cada vez más ingresos. Esta es la razón por la cual acude a un credikiva, primer financiamiento que hace a la Fundación Mario Santo Domingo, mediante el cual comprará cerveza, aguardiente, ron y wisky , lo que diversificaría su oferta respondiendo a los gustos y preferencias de sus clientes.

Additional Information

About Fundación Mario Santo Domingo

Fundación Mario Santo Domingo (FMSD) is a non-profit organization in northern Colombia dedicated to developing programs for the country’s poorest communities. In addition to numerous social services, FMSD runs a microfinance program to strengthen micro-businesses in the areas where it works. The organization also offers several non-financial components as part of this program, including training to help entrepreneurs start their own businesses.

About Colombia

  • $6,070
    Average annual income
  • 297
    View loans »
    Colombia Loans Fundraising
  • $14,007,675
    Funds lent in using Kiva
  • 1,788.0
    Colombia Pesos (COP) = $1 USD

Success!! The loan was 100% repaid

A loan of $575 helped Orlina to buy beer, brandy, rum and whiskey.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jul 11, 2012
Listed
Jul 29, 2012
Currency Exchange Loss:
Possible
Ended:
Jul 17, 2013