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Julio Fredis
Julio is 57 years old, married, and has two children. He has made a living in agriculture since he was 10 years old. His father was the one who taught him, and he always instilled in him that he should work. Later, when Julio got married, with more reason he had to fight on behalf of his family.

Apart from agriculture, his father also taught him bricklaying, how to repair shoes, and how to make horse saddles. Julio is grateful to his father for having taught him so much; due to the circumstances of his life, he has had to do everything. Owing to the fact that his dream is that his children graduate from the university, in order for them not to experience what he has lived, even though Julio expresses pride of all that his father taught him; but like all fathers, he wishes something better for his children.

He gets up at 4:30 a.m. in order to carry out some activities in his home, and then he goes to the place where he works and returns to his house at 5 p.m. In order to complete his work, he buys some of the needed materials in the town and sometimes he has to travel to the bigger city to bring materials to repair shoes and saddles. In order to get to the town, he has to walk ten minutes, and then he boards a bus that takes an hour, but if he goes to the bigger city, the bus ride is an hour and a half.

The loan that he is requesting from Fundación Campo is to buy 17 sacks of fertilizer and a bag of seeds, and to pay for the labor. The crops need the final fertilizing and to sow corn there he hopes to obtain greater income. He expresses that he will continue working very hard to save and provide for the schooling of his children, and if God allows it, he hopes to leave a house for his children, since currently they live in a relative's house.
View original language description ↓
Don Julio tiene 57 años de edad, es casado y tiene dos hijos. Se dedica a la agricultura desde los 10 años de edad, su papá fue quien le enseño, pues él siempre le inculco que debía trabajar. Después, cuando se caso, con más razón tenia que luchar por su familia.

Además de la agricultura, su papá también le enseño la albañilería, reparar zapatos y ha elaborar monturas para caballos. Don Julio agradece mucho a su papá por haberle enseñado tanto, pues debido a las circunstancias de la vida le ha tocado hacer de todo; debido a que su sueño es que sus hijos se gradúen en la universidad, para que no pasen por lo que él ha vivido, aunque don Julio manifiesta sentirse orgulloso de todo lo que le enseño su papá; pero como todo padre desea algo mejor para sus hijos.

Él se levanta a las 4:30 a.m. para realizar algunas actividades en su hogar, luego se traslada al lugar donde trabaja y regresa a su casa hasta las 5:00 p.m. lo que necesita para realizar su trabajo una parte la compra en el pueblo y algunas veces tiene que viajar a la ciudad a traer materiales para reparar zapatos y monturas. Para llegar al pueblo tiene que caminar a pie durante diez minutos, luego aborda un autobús que se tarda una hora; pero si va a la ciudad tarda una hora y media.

El préstamo que esta solicitando a Fundación Campo, es para comprar 17 sacos de abono, una bolsa de semilla y para pago de mano de obra, ya que la milpa necesita la ultima abonada y sembrar maicillo que es donde espera obtener mayores ingresos. Él manifiesta que continuara trabajando muy fuerte para ahorrar y proporcionarles el estudio a sus hijos y si Dios lo permite desea dejarles una casa a sus hijos, debido a que actualmente viven en casa de un familiar.

Additional Information

About CrediCampo

This loan is administered by CrediCampo, a Kiva Field Partner in El Salvador. CrediCampo seeks to improve the lives of rural communities and their families in areas including health, education, basic services, and infrastructure. Through its Community Development Unit, CrediCampo provides scholarships, leadership development training, and financial education programs for families in rural areas. CrediCampo’s work is crucial in addressing the issue of poverty in El Salvador. Based on 2009 estimates, 37.8% of the population lives below the poverty line. To learn more about CrediCampo and their work, visit their partner page.

About El Salvador

  • $4,900
    Average annual income
  • 640
    View loans »
    El Salvador Loans Fundraising
  • $24,259,825
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,500 helped Julio Fredis to buy 17 sacks of fertilizer and a bag of seeds, and to pay for the labor.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Jul 18, 2012
Listed
Aug 4, 2012
Currency Exchange Loss:
N/A
Ended:
May 17, 2013