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Merci
Merci is a good, friendly, and hardworking 41-year-old woman. She likes to constantly be busy, and is always working hard to achieve a better quality of life for her family. She lives in her own home, where she shares her life with 49-year-old Alcides, her partner and father of her four children: 23-year-old Gilma, 20-year-old Frank, 28-year-old Eloy, and 5-year-old Leydi.

Merci's job is selling drinks in her small but well-stocked bar. Her business is in her home, where she has dedicated a space for serving her customers. During the mornings, the bar isn't very busy, but as the hours pass and the temperature increases due to the strong sun in the area where she lives, many people come to Merci's establishment in search of a refreshing drink. She works together with her partner, who helps to serve customers. Merci feels that her business is doing well, because when she started 11 years ago, she only sold soda and had lower sales. As time passed, she began to sell other kinds of drinks, which now allows her to earn more.

This is Merci's sixth loan with MFP, and she is very grateful for the financial support she has received that has allowed her to continue her work. She again promises that she will be able to promptly make her payments, as she has done with the other loans she has had. Merci also says that she feels very comfortable working with the community bank, because the people are caring and responsible.

With the loan of 3000 nuevos soles, Merci will buy 40 crates of different brands of beer, and 30 crates of different kinds of soda. With the rest of the money, she will buy wood to repair the walls of her small bar.
View original language description ↓
Merci tiene 41 años, es una buena mujer, amable y emprendedora, le gusta mucho estar en constante actividad y siempre trabaja arduamente para brindar una mejor calidad de vida su familia. Ella vive en su casa propia donde comparte su vida con Alcides, de 49 años, su pareja y padre de sus cuatro hijos: Gilma de 23, Frank de 20, Eloy de 28 y Leydi de 5 años.

Su trabajo es la venta de bebidas en su pequeño, pero muy surtido bar. Su negocio está en su misma vivienda, donde acondicionó un espacio para atender a sus clientes. Durante las mañanas la actividad en su local es muy poco fluida, pero con el transcurrir de las horas y el incremento de la temperatura, por el fuerte sol de la zona en la que vive, hace que se acerquen a su establecimiento muchas personas en busca de alguna bebida refrescante. Trabaja al lado de su pareja, quien le ayuda en la atención. Siente que le está yendo bien, ya que cuando empezó, hace 11 años vendía poco, porque solo se dedicaba a vender gaseosas, con el transcurrir del tiempo empezó a vender otro tipo de bebidas y eso ahora le permite tener mejores ganancias.

Este es su crédito número 6 con MFP y está muy agradecida por el apoyo financiero que le están brindando para poder continuar con su trabajo. Además se compromete, una vez más, a cumplir con el pago puntual de sus cuotas como en los otros créditos que tuvo. Por otro lado, menciona que se siente muy cómoda trabajando en su banco comunal, ya que sus compañeros son responsables y solidarios.

Con el monto solicitado, 3000 nuevos soles, comprará 40 cajas de cerveza, de distintas marcas, y 30 cajas de gaseosas, en diferentes presentaciones. Con el dinero que le reste comprará madera para arreglar las paredes de su local.

About Peru

  • $6,715
    Average annual income
  • 130
    View loans »
    Peru Loans Fundraising
  • $56,122,950
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,150 helped Merci to buy 40 crates of beer and 30 crates of soda, as well as to repair the walls of her small bar.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jun 28, 2012
Listed
Aug 4, 2012
Currency Exchange Loss:
Possible
Ended:
Jan 15, 2013