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In this Group: Martin, Romelia, Silvia Ingrid, Benita , Albina , Delfina, Yesenia, Jenny Vanessa, Lorena
The Juana de Arco communal bank is comprised of eight women and one man. Martin, age 40, is the president of the bank.

He is married and has four children, ages 8, 12, 20, and 25. Martin builds and remodels houses; he is a bricklayer contractor. He lives in the Villa el Carmen area of the city of La Paz.

This loan is his first cycle within the institution. Martin will use this loan to buy construction materials and some tools that will allow him to do his work efficiently. He has contracts to complete. The reason for requesting this loan is to continue improving in his work. Martin will use the profits to buy domestic appliances for his family.

Martin is a very hard-working person, and he is happy about the opportunity given to him and his colleagues in the communal bank. Some of them support their families by themselves.
View original language description ↓
El Banco de emprendimiento JUANA DE ARCO Está compuesto por nueve integrantes ocho mujeres y un varón, el presidente del banco es el Sr. Martin tiene 40 años casado y tiene cuatro hijos que tienen las edades de 8, 12, 20 y 25 años, El Sr. Martin se dedica a la construcción y remodelación de viviendas, el es albañil contratista, el vive en la zona de Villa el Carmen de la ciudad de La Paz, este préstamo es su primera secuencia dentro de la institución, el Sr. Martin va a utilizar este préstamo para la compra de materiales de construcción y algunas herramientas que le permitan realizar su trabajo de manera eficiente ya que tiene contratos que cumplir , su razón para solicitar este préstamo es seguir mejorando en trabajo, el Sr. Martin va a utilizar los beneficios en comprar electrodomésticos para su familia, el Sr. Martin es una persona muy trabajadora se siente feliz por la oportunidad brindada a el y a sus compañeras de grupo ya que en algunos casos mantienen solas a sus familias.

Additional Information

About Emprender

Emprender has been working in Bolivia since 1999. It is dedicated to becoming a key tool in the development of its clients and the improvement of their quality of life. Operating in three of Bolivia’s major cities – La Paz, Cochabamba, and Santa Cruz – Emprender offers both urban and rural clients the opportunity to obtain financial products tailored to fit their needs and businesses. These products include housing loans, salary loans, “opportunity” (short-term) loans, and higher education loans. To better the quality of life for its clients and non-clients through non-financial services, Emprender offers free medical consultations and health classes given by trained doctors.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Bolivia

  • $5,500
    Average annual income
  • 140
    View loans »
    Bolivia Loans Fundraising
  • $32,164,750
    Funds lent in using Kiva
  • 7.0
    Bolivia Bolivianos (BOB) = $1 USD

Success!! The loan was 100% repaid

A portion of Juana De Arco Group's $2,950 loan helped a member to buy construction materials to finish his work contracts.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Jun 27, 2012
Jul 29, 2012
Currency Exchange Loss:
Jan 15, 2013