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Ana Maria Del Carmen
Ana lives in Playas with her family which is made up by her mother, brother and daughter. She is divorced and her housed is made of reeds, in which she has water and electricity. This is due to the fact that her neighborhood is in the next set of improvements. She began to work in commerce when she was very young, beginning with the itinerant sale of imitation jewelry because her parents did not have many economic resources. She has always liked working. Because of this her business has continued growing with the passage of time.

Currently she has a store in her house in which she sells a little bit of everything including rice, sugar by the pound, canned goods, preserved meats, cleaning products, etc. She also sells clothing from catalogs when customers place orders with her. She does not have a set schedule but she normally begins at 6:30 in the morning and goes until 9:00 at night. She does not close her business because when she is not around her mother or brother help her attend to the store. She hopes to receive the loan to buy the goods that she needs for her store. She would like to be able to expand her business and improve her income in the future.
View original language description ↓
Ana vive en Playas con su familia que está formada por su mamá, hermano e hija ya que es divorciada, su casa es de caña la cual cuenta con los servicios de agua y luz esto se debe a que su zona está en próxima regeneración. Ella empezó a trabajar en el comercio desde muy joven empezando con la venta de bisutería ambulante ya que sus padres no tenían muchos recursos, a ella siempre le ha gustado trabajar por eso su negocio ha ido creciendo con el paso del tiempo. Actualmente tiene una tienda en su vivienda en la cual vende de todo un poco como por ejemplo arroz, azúcar por libra, enlatados, embutidos, productos de limpieza etc., también ropa por catalogo cuando le hacen los pedidos. No tiene horario fijo pero normalmente empieza desde las 6:30 de la mañana hasta las 9 de la noche no cierra el negocio ya que cuando ella no se encuentra su mamá o hermano le ayudan con la atención. espera obtener el préstamo para comprar la mercadería que necesita para su tienda le gustaría a futuro poder ampliar su negocio y mejorar sus ingresos .

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 96
    View loans »
    Ecuador Loans Fundraising
  • $24,134,300
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,025 helped Ana Maria Del Carmen to buy rice, sugar, canned goods, preserved meats and cleaning products.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jun 25, 2012
Listed
Aug 4, 2012
Currency Exchange Loss:
N/A
Ended:
Jul 17, 2013