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Razmik is involved in agriculture. He breeds cows and chickens and grows different fruit trees. Razmik would like to start beekeeping, for which he has applied for this loan to purchase colonies of bees. In addition, he wants to purchase one more cow and grass to feed the cattle. This loan will help Razmik to implement these goals, which means increased income for him.

Razmik lives with his wife and two daughters: 4-year-old Ani and 5-year-old Nane. Agriculture is the main source of income for the family, so with its development, Razmik will be able to provide better living conditions for them.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.

About Armenia

  • $6,300
    Average annual income
  • 126
    View loans »
    Armenia Loans Fundraising
  • $14,833,500
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $2,800 helped Razmik to pay for a cow, grass and colonies of bees.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Jul 13, 2012
Jul 27, 2012
Currency Exchange Loss:
Aug 17, 2014