Geofrey is age 30 and lives in Masindi, Uganda. He is married and charged with the responsibility of looking after his three children. For ten years he has been practicing farming, and he sold his cows given to him by his father to buy land and start farming. Price fluctuations and inflation hinder his activities. His dream is to educate his children and diversify the business. Geofrey intends to use the loan facility to buy agro inputs such as fertilizers and seedlings for his farm.