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Marie-Sylvie is a young, single woman, who is 33-year-old and the mother of 3 children aged between 5 and 15. Two of her children go to school.

Marie-Sylvie is a retailer and has been selling firewood near her home for 3 years. Her business is going well, but her capital does not allow her to buy a decent amount of stock. She is forced to buy a few bundles of wood to sell retail. Thanks to this loan, Marie-Sylvie would be able to buy a lorry load of wood, which would enable to her to avoid the daily trips and would decrease the transport costs she incurs when buying merchandise. It would increase her capital, her sales and therefore her profits.

She will save a part of her profit so that she can grow her business and open a wood store. The rest will help her to meet the needs of her family.
Marie-Sylvie est une jeune femme celibataire de 33 ans, mere de 3 enfant dont l'age varie entre 5 et 15 ans. Deux de ses enfants vont a l'ecole. Elle est commercante et vend du bois de chauffage pres de son domicile depuis trois ans. Son activite fonctionne bien, mais son capital ne lui permet pas de se procurer un bon stock de marchandise. Elle est oblige d'acheter quelques fagots de bois pour pouvoir detailler. Grace a ce credit Marie-Sylvie pourra s'acheter un camion de bois, ce qui lui evitera les deplacements quotidienS et diminuera ses frais de transport pour achats de marchandise. Elle augmentera son capital, ses ventes, et donc son benefice. Elle economisera une partie de son benefice pour grandir son activite et s'ouvrir un depot de bois. Le reste l'aidera a subvenir aux besoins de sa famille.

Additional Information

More information about this loan

This loan is part of ACEP Cameroun's new loan program targeting poor clients who require smaller loans thant ACEP normally disburses. The smaller loan size allows clients with micro-enterprises to borrow and repay the funds they need to grow. By supporting this loan, you are expanding financial access to entrepreneurs with very little starting capital, including many who have never taken out a loan.

About ACEP Cameroun

Agence de Crédit pour l’Entreprise Privée (ACEP) is Kiva's second Field Partner in Cameroon. Founded in 1999, ACEP has developed a strong lending methodology to serve entrepreneurs in Cameroon's urban centers such as Douala and Yaounde.

About Cameroon

  • $2,400
    Average annual income
  • 0
    View loans »
    Cameroon Loans Fundraising
  • $1,188,175
    Funds lent in using Kiva
  • 541.0
    Communauté Financière Africaine Francs BEAC (XAF) = $1 USD

Success!! The loan was 100% repaid

A loan of $375 helped Marie-Sylvie to buy a lorry load of wood.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Jun 27, 2012
Jul 26, 2012
Currency Exchange Loss:
Oct 17, 2013