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This is 44-year-old Mohamed. He is married and has four children aged 10, 8, 5 and 4.

In 2001, Mohamed established his jewelry business. He began his business just to have himself engaged in an income-generating activity, and that is his only source of survival. Working seven days a week and 10 hours a day, he earns about 670,000 Sierra Leone leones (Le) every month from this business.

He would like a loan in the amount of Le 3,000,000. Mohamed requires a loan in order to buy ladies bags, wallets, necklaces for gentlemen and bracelets. He hopes that this loan will enable him to increase his monthly profits by approximately Le 230,000. In the future, Mohamed plans to seek more funds and improve his stock level, to start running to Dubai for cheaper prices and to build a house. He thanks you for your support.

Additional Information

About the Association or Rural Development

The Association for Rural Development (ARD) is one of the leading microfinance institutions in Sierra Leone. Established in 1989, ARD has offered individual and group loans to support small-scale businesses across the country for two decades. You can learn more about ARD on its partner profile page, support the organization and its staff by joining the ARD lending team, or lend to another one of its borrowers currently raising funds on Kiva.

About Sierra Leone

  • $2,100
    Average annual income
  • 16
    View loans »
    Sierra Leone Loans Fundraising
  • $9,478,075
    Funds lent in using Kiva
  • 4,310.0
    Sierra Leone Leones (SLL) = $1 USD

Success!! The loan was 100% repaid

A loan of $700 helped Mohamed to buy jewelry.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Jul 4, 2012
Jul 27, 2012
Currency Exchange Loss:
Feb 15, 2013