This is 27-year-old Seray. She is married and has three children, age 9, 7, and 4, all schooling. She has one additional dependent, who is staying with her for schooling.
In 2004, Seray established her cosmetics business to enable her to adequately support her kids, and she learned it through apprenticeship. Working seven days a week and 11 hours a day, she earns about SLL 260,000 every month from this business.
She would like a loan in the amount of SLL 4,000,000. Seray has already received and successfully repaid one loan and now requires a new loan in order to buy olive oil, lotion, hair products, cleansers and roll-ons. She hopes that this loan will enable her to increase her monthly profits by approximately SLL 260,000.
In the future, Seray plans to start traveling to Dubai, to erect a house and to educate her children. She thanks you for your support.
About the Association or Rural Development
The Association for Rural Development (ARD) is one of the leading microfinance institutions in Sierra Leone. Established in 1989, ARD has offered individual and group loans to support small-scale businesses across the country for two decades. You can learn more about ARD on its partner profile page, support the organization and its staff by joining the ARD lending team, or lend to another one of its borrowers currently raising funds on Kiva.