Gideon is a 45-year-old married man with six children, living in Kyenjojo, Uganda.
For the past twenty years he has been growing Irish potatoes. With the proceeds he has been able to pay school fees and buy more land.
He has a personal goal of educating his children and a business goal of expanding his business into new market areas.
Gideon wants a loan to pay workers who are tilling his land in preparation for the next season. He has a problem of seasonal weather changes which greatly affect quantity and quality of his yeilds.
He is a member of the Butunduzi Tweimukye group, where each member guarantees the others in accessing a loan.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.