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Lucila's Group
In this Group: Lucila, Natividad, Phebe
Lucila is married with five children. Lucila is 62 years old and lives in Mialem, Jimenez, Misamis Occidental.

Lucila is a farmer and grows coconuts to earn a living. She has been doing this for three years. She has requested a loan of 14,900 to be used in redeeming a parcel of coconut land and for motorcycle repair.

Lucila has been a member of PMPC for two years. In the future, Lucila hopes to acquire more parcels of land. Lucila is the leader of a 3-person group. Although they borrow as a group, each member of the group has their own business.

Additional Information

About Paglaum Multi-Purpose Cooperative

Paglaum Multi-Purpose Cooperative (PMPC) was founded in 1992 by the beneficiaries, parents and staff of the Paglaum Community Development Foundation to address economic and livelihood activities for sustainability. The organization operates in the northwestern provinces of Mindanao and Visayas.

In the local vernacular, “paglaum” means “hope.” The initial foundation is dedicated to child development through a holistic approach. The goal is to build self-reliance and expand opportunity so the poorest of the poor can help themselves.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Philippines

  • $7,000
    Average annual income
  • 1868
    View loans »
    Philippines Loans Fundraising
  • $60,984,950
    Funds lent in using Kiva
  • 42.0
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A portion of Lucila's Group's $900 loan helped a member to be used in redeeming a parcel of coconut land and for motorcycle repair.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Jul 10, 2012
Jul 27, 2012
Currency Exchange Loss:
May 20, 2013