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Chou, aged 41, is a resident who permanently lives with her family, which includes her husband and three children, in Baray district, Kompong Tom province. She started her business with agriculture many years ago. She plants and harvests rice and potatoes two seasons of the year. From the business income, she is able to support her standard of living and send all of her children to school. Chou is very happy because her husband is a good business partner.

Chou aims to make improvements to her business and pursue a better living standard. Therefore, she is asking for a loan of KHR 1,500,000 to use local laborers to help transplant her rice. Through the loan help, Chou will be able to complete her farm work on time for the season. She believes that her hard work and patience will lead her to be a successful entrepreneur in the future.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 45
    View loans »
    Cambodia Loans Fundraising
  • $38,770,450
    Funds lent in using Kiva
  • 4,102.0
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A loan of $375 helped Chou to use local laborers to help transplant her rice.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jun 25, 2012
Aug 4, 2012
Currency Exchange Loss:
Apr 25, 2013