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Mambo (Hello!) from Mbeya, Tanzania! This is 38-year-old Subi M.. She is married and has four children between the ages of 2 and 16.

In 2002, Subi established her mawese (local oil) business. Subi requires a loan in order to purchase the oil from farmers who extract it from the nut of a local tree. She then sells the oild in the market and to soap companies. She thanks you for your support.

SELFINA is engaged in the economic empowerment of women in Tanzania through the provision of a leasing and leaseback microfinance facility as a practical way to achieve the economic and social emancipation of women.

SELFINA has taken a leading role as a pioneer of microcredit in Tanzania through micro-leasing. Because customs and traditions in Tanzania normally make it difficult for women to own land and assets, the women lack tangible collateral assets, and financial institutions do not consider them to be credit-worthy. This leads to poor financial support and, as a result, limited access to basic needs and services for women with low incomes.

SELFINA buys and leases equipment to women. When a client needs working capital, SELFINA buys the equipment from the client, extends a loan to her, and then leases back the same equipment – a process called a "sale and leaseback" arrangement.

About Tanzania

  • $1,900
    Average annual income
  • 53
    View loans »
    Tanzania Loans Fundraising
  • $15,027,600
    Funds lent in using Kiva
  • 1,232.0
    Tanzania Shillings (TZS) = $1 USD

Success!! The loan was 100% repaid

A loan of $425 helped Subi to purchase mawese (local oil) in bulk for resale.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
May 7, 2008
Apr 22, 2008
Currency Exchange Loss:
Oct 18, 2008