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Dy is 32 years old. She is a married woman who has been living in Baray district with her spouse and a young child. Dy is a conscientious farmer who owns a few plots of farmland for farming activities. She works in this business along with her spouse. This couple has good cooperation. Also, they often go fishing on a boat along the river for additional income for the family. They are able to earn income around 16,700 Cambodian riel (KHR) each day.

Dy would like to borrow her first loan from lenders to invest in and improve her current business. She will purchase a new boat with its engine. This will increase the capacity of their productivity in fishing activities. She hopes to make a good income in the future. She plans to save her generated income gradually for her business expansion as well as for her child’s education.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 235
    View loans »
    Cambodia Loans Fundraising
  • $37,987,500
    Funds lent in using Kiva
  • 4,102.0
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A loan of $250 helped Dy to purchase a new boat with its engine for fishing business.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jun 25, 2012
Aug 3, 2012
Currency Exchange Loss:
Jun 26, 2013