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Farkhana's Group
In this Group: Farkhana*, Naseem, Nusrat, Zahra, Farzana, Sakina
* not pictured
Farkhana has applied for a loan from KIVA partner Asasah for her sewing business.
With the loan investment she will buy a new sewing machine that will allow her to complete larger orders on time and increase her profits.
She is very elegant and creative in her work. Her clients like her clothes very much and give her regular orders every month.
The income she earns helps her pay the school fees of three of her four children who are enrolled in local school.
Her eldest son is 17 years old and has a job. Due to a financial crisis, he couldn’t complete his education and had to start working.
Farkhana hopes that by improving her business, she will be able to continue providing education to her remaining children.

Additional Information

More information about this loan

Asasah offers products that are customized for its Muslim clients. This Murabaha loan is structured as an interest free loan. Asasah purchases goods for its borrower and charges them a markup or fee. For more information on Islamic microfinance, please click here.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 470
    View loans »
    Pakistan Loans Fundraising
  • $15,107,750
    Funds lent in using Kiva
  • 94.4
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Farkhana's Group's $1,275 loan helped a member to buy a sewing machine for a sewing business.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Jul 23, 2012
Jul 26, 2012
Currency Exchange Loss:
Aug 8, 2013