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Joemar has been a farmer for almost 10 years, planting and harvesting root crops and vegetables for sale. He aims to increase his yields and income to satisfy the family's basic needs and continue sending his five children to school. Despite financial difficulty, he has the determination to uplift their status of living, for he believes that through patience and hard work, he will improve his farming business.

He plans to plant more vegetables and root crops for sale, but he doesn't have enough capital. Therefore, he is requesting an additional of 20,000 Philippines pesos to buy fertilizers and insecticides needed for the maintenance of his crop production. He hopes that someday, he will be having a fruitful harvest and give his family a better life.

Additional Information

About Alalay sa Kaunlaran, Inc.

This loan is made possible by Alalay sa Kaunlaran, Inc. (ASKI), which means “a partner in development.” ASKI has been in operation for 25 years and runs multiple successful initiatives in addition to microlending. Its main microfinance branch focuses on lending to microentrepreneurs, small farmers, and fisher folk. ASKI also provides microinsurance and marketing support for borrowers, as well as educational programs to develop the skills of both borrowers and staff. The ASKI Foundation funds community development projects such as a daycare feeding program and scholarships for children. ASKI Global helps overseas Filipinos develop entrepreneurial and financial skills to maximize the impact of remittances.

ASKI’s motto is “Together, let’s make things happen!” Join ASKI's Kiva Lending Team or view its website.

About Philippines

  • $7,000
    Average annual income
  • 1215
    View loans »
    Philippines Loans Fundraising
  • $63,454,575
    Funds lent in using Kiva
  • 42.0
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $500 helped Joemar to buy fertilizers and insecticides needed for the maintenance of his crop production.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
At end of term
Jul 17, 2012
Aug 3, 2012
Currency Exchange Loss:
Dec 15, 2012