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Anna lives in Kapan town with her husband and 7-year-old son. While Anna's husband has left to go abroad to work and sustain his family, Anna runs a little shop, where she sells flowers, souvenirs and gifts. Anna has been running this business since 2008, and during this period she has gained a large number of loyal clients and expanded the business. Now Anna would like to continue growth of the shop by purchasing more varieties of flowers and gifts. To implement this goal she has applied for this loan.
Development of the business will give an opportunity for Anna and her husband to have sufficient income, which will allow her husband not to leave to go abroad but instead stay and work with the family.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.

About Armenia

  • $6,300
    Average annual income
  • 125
    View loans »
    Armenia Loans Fundraising
  • $14,083,350
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $2,300 helped Anna to pay for flowers and gifts for her retail shop.
100% repaid
Repayment Term
38 months (Additional Information)
Repayment Schedule
Jul 3, 2012
Jul 26, 2012
Currency Exchange Loss:
Oct 17, 2013