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Davlatbi is 50 years old, a widow and has four children. She is involved in selling shoes (galoshes and rubber slippers). She has 15 years of experience in this field. Her business is the primary source of income for the family. Davlatbi has been obtaining financing from our organization since 2009, never violated the financing terms and showed herself well. This is Davlatbi's sixth loan. She wants to use this loan to increase her goods turnover and buy seasonal shoes. She sets aside a necessary amount from each of her earnings because she is a single mother and needs to raise four children. Davlatbi expresses her gratitude to our organization for the financial support.
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Давлатби – 50 лет, вдова, имеет 4 детей. Занимается торговлей обуви (галошей, резиновых тапочек). Опыт в этой сфере – 15 лет. Её занятие является основным доходом для семьи. Давлатби кредитуется в нашей организации с 2009 года и ни разу не нарушала условия кредитования, а также показала себя с хорошей стороны. Этот кредит Давлатби - 6 по счету. На полученный кредит она планирует увеличить свой товарооборот, закупить сезонную обувь. С каждого дохода она откладывает необходимую сумму, так как она мать-одиночка и ей нужно поднимать 4 детей. Давлатби выражает свою благодарность нашей организации за финансовую поддержку.

Additional Information

About MDO Arvand

MDO Arvand is one of the leading microfinance institutions in Tajikistan, offering small loans to entrepreneurs to start and grow their businesses. This makes an enormous difference in a country, which is not only the poorest in Central Asia, but also home to a population where two-thirds live below the poverty line. Today, Tajikistan's economy literally depends on remittances being sent from family members working abroad in Russia because there are so few local job opportunities.

But Arvand loans have been able to make a difference and change lives. Read about some of the incredible success stories they have seen here in this Kiva blog post: Bringing hope to Tajikistan with Arvand -- one success story at a time.

About Tajikistan

  • $2,700
    Average annual income
  • 190
    View loans »
    Tajikistan Loans Fundraising
  • $30,409,250
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,500 helped Davlatbi to buy a seasonal selection of shoes.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jul 21, 2012
Aug 1, 2012
Currency Exchange Loss:
Aug 17, 2013