Update on NatashaNatalia has used Kiva loans several times already. Thanks to her previous loans, she was able to bring the store she bought to such good order that she could rent out all of its space. However, Natalia came face-to-face with excess expenses while processing the paperwork for the store. This time, she wants to invest the obtained financial amount of 5,000 hryvnia into a purchase of purses in order to expand her merchandise selection for sale. Natalia hopes to expand her customer base and increase goods turnover by expanding her merchandise selection, which would improve her family's life.
В этот раз Наталия хочет вложить полученные финансовые средства в 5 000 гривен в приобретение сумок для увеличения ассортимента товара под реализацию. За счет увеличения ассортимента товара Наталия надеется расширить круг покупателей и оборот, а это улучшит жизнь ее семьи.
Previous Loan DetailsNatasha is married and has a grown son. She lives in Mukachevo. Natasha runs a small retail store called "Scarlett" located in downtown Mukachevo. In her little store she sells items such as purses, umbrellas, and wallets. She opened her retail store eight years ago. Her enterprise is popular ... More from Natasha's previous loan »
About HOPE UkraineHOPE International, a Christian faith-based non-profit organization, has been operating in Ukraine since 1997. HOPE Ukraine was the organization’s first international venture. In addition to its core microfinance activities, HOPE also supports an active children's ministry in Ukraine in the form of “Tomorrow Clubs,” after-school programs that teach children the gospel through games, skits and songs.
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
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