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Oscar Jose Luis
The client, Oscar, is a 23 year old man. He is married and works in a Telecommunications business in the city of Cochabamba. He currently lives in the northern region of the city, approximately 7 kilometers from the city of Cochabamba. The house in which he lives is not his own. He lives in the house with his wife and family on a rent-free basis through the use of an upfront loan which is paid back upon completion of the rental period.

They have one child who is dependent on them. The purpose of the loan from the institution is to buy merchandise because his wife makes a living selling cleaning accessories. Currently the products that the customer manages is very expensive and needs the capital for the business because the rental contact is exhausting itself. They need to improve their marketing to improve their standard of living.
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El cliente Oscar , es un señor de 23 años de edad, esta casado el cliente trabaja en una empresa de Telecomunicaciones en la ciudad de Cochabamba, actualmente el cliente vive por la zona norte de la ciudad, aproximadamente a 7 km de la ciudad de Cochabamba, la casa donde vive el cliente no es propia, el cliente vive con su esposa y su familia en anticrético, ambos tienen 1 hijo dependiente y el destino del nuevo crédito de la institución es para la compra de mercadería, debido a que su esposa se dedica a la venta de accesorios de limpieza, en la actualidad la mercadería que la cliente maneja esta muy caro, y necesita el capital para el negocio, ya que se esta agotando el contrato de anticrético de la casa donde viven y necesitan mejorar su comercialización para mejorar su estatus de vida.

Additional Information


CIDRE is a Bolivian microfinance institution with a strong social commitment to the community. It works to provide quality financial services to rural and peri-urban borrowers, focusing primarily on agricultural loans for dairy farmers and micro-enterprises. CIDRE targets segments of the population that have not traditionally had access to credit, and invests in much-needed community development projects. It is currently working with coca farmers in the Chapare region to replace coca with less controversial crops. Get more involved by joining the Friends of CIDRE lending team.

About Bolivia

  • $5,500
    Average annual income
  • 130
    View loans »
    Bolivia Loans Fundraising
  • $33,237,800
    Funds lent in using Kiva
  • 7.0
    Bolivia Bolivianos (BOB) = $1 USD
A loan of $1,475 helped Oscar Jose Luis to buy cleaning accessories.
Repayment Term
26 months (Additional Information)
Repayment Schedule
Jul 19, 2012
Jul 27, 2012
Currency Exchange Loss:
Aug 26, 2012