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Jose Dimas
José, 50, lives in Fortín, a recently-established urban sector of Guayaquil. He started selling pharmaceuticals in this neighborhood a few years ago; he stocked the most indispensable, most in demand items. He got the idea because he’s always liked to help out in his neighborhood and there were no nearby pharmacies. His pharmacy is currently very well stocked and he has competition but his customers are very loyal to him because he inspires confidence. The pharmacy is open from 8 in the morning until 7 at night. He sells Amevan, Detan, menthol, vitamin C, diapers, remedies, shampoo, etc. He tends to the business by himself because his wife’s a housewife and cares for their children. He feels productive with the store and this is why he wants to expand it requesting the loan to buy medicine. His future goal is to expand the business and to be able to hire someone to help him tend to customers so he can spend more time with his family.
View original language description ↓
Jose tiene 50 años de edad y vive en Fortín un sector urbano de Guayaquil de poco tiempo de fundación. En este lugar hace varios años inicio su negocio de venta de productos farmacéuticos donde tenía lo indispensable y lo más solicitado, la idea le surgió porque siempre le a gustado ayudar a su vecindario y no había farmacias alrededor. En la actualidad su local está muy surtido y tiene competencia pero sus clientes son fieles por que les inspira confianza. La farmacia la abre desde las 8 de la mañana hasta las 7 de la noche, ofrece lo que es amevan, detan, mentol, vitaminas c, pañales, medicamentos, shampo etc. el atiende el negocio solo ya que su esposa es ama de casa y atiende a sus hijos, se siente productiva con la tienda es por eso que quiere ampliarla solicitando el crédito el cual empleara comprando medicamentos. Su meta a futuro es ampliar su negocio y poder contratar a alguien que le ayude con la atención para dedicarle más tiempo a su familia.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,200
    Average annual income
  • 14
    View loans »
    Ecuador Loans Fundraising
  • $22,842,450
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,075 helped Jose Dimas to buy medicine, vitamins, diapers, shampoo, etc.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jun 25, 2012
Listed
Aug 4, 2012
Currency Exchange Loss:
N/A
Ended:
Jul 17, 2013