Check out some available loans that are similar to this one!
Camilo
Camilo is 36 years old and lives with his wife and one year old son. He owns an auto body shop and learned this trade from father, also a painter and auto body shop technician, twenty years ago. Camilo’s business is located north of the city and his market is comprised of medium to high income customers that live around him and know him. Customers prefer his shop because he works hard to deliver quality service and uses safe and guaranteed materials. His business is very well-organized. He has a comfortable office where he serves his customers and, a spray booth to shield the automobiles from contaminants during the painting process, which results in an excellent, good as new finish. Camilo offers convenient home delivery service; he picks up the vehicle from wherever the customer requests and delivers it completely repaired in the afternoon of the same day. To achieve this efficiency in his business, he use quick-drying paint and has several employees to whom he pay a fee for production. They only provide labor because the business has the tools and supplies needed to meet customer service requests. Now, he is applying for a Kiva loan, his first loan with the “Fundación Mario Santo Domingo”. He will purchase paint, solvent, “hueso duro” (a brand of auto body fill used to repair dents, etc.), glaze, and galvanized metal sheets. The Kiva loan will help strengthen his small business because his goals are to improve the promotion of his services and to have everything he needs to grow his customer base efficiently. This is his aspiration and the Kiva loan is exactly what he needs to succeed.
View original language description ↓
Camilo de 36 años de edad vive con su cónyuge y su hijo de 1 año de edad. Él es propietario de un taller de latonería, actividad que aprendió de su padre hace 20 años, pues es también pintor y latonero. Camilo tiene su negocio en un lugar ubicado al norte de la ciudad y su mercado lo conforman clientes con ingresos medios y altos, que circundan o habitan alrededor de él y que lo conocen y prefieren su taller, pues logra con sus esfuerzos entregarles un servicio de calidad, respondiéndoles con materiales seguros y garantizados. Su negocio está muy bien organizado, cuenta con una oficina cómoda donde atiende a su clientela, una cabina de pintura para evitar impurezas, y lograr un excelente acabado. Como novedoso Camilo ofrece el servicio a domicilio eficaz, recogiendo el vehículo donde su cliente lo requiera y entregándolo totalmente reparado en horas de la tarde de ese mismo día. Para lograr tal efectividad, en su trabajo utiliza pinturas de secado rápido y cuenta con varios empleados a quienes paga una tarifa por producción; ellos solo aportan la mano de obra porque el negocio cuenta con local, herramientas de trabajo y materiales e insumos para responder al servicio. En la actualidad está aplicando a un credikiva, primer finamiento que hace a la Fundación Mario Santo Domingo, con el cual comprará pinturas, disolventes, pastas de hueso duro, barniz y láminas galvanizadas. Con su credikiva fortalecerá su microempresas pues tiene como meta afianzar la promoción de sus servicios y requiere tener todo lo necesario para el crecimiento de su clientela sea armónico, como es a lo que aspira y esto es justamente el éxito de su credikiva.

Additional Information

About Fundación Mario Santo Domingo

Fundación Mario Santo Domingo (FMSD) is a non-profit organization in northern Colombia dedicated to developing programs for the country’s poorest communities. In addition to numerous social services, FMSD runs a microfinance program to strengthen micro-businesses in the areas where it works. The organization also offers several non-financial components as part of this program, including training to help entrepreneurs start their own businesses.

About Colombia

  • $11,100
    Average annual income
  • 467
    View loans »
    Colombia Loans Fundraising
  • $15,270,025
    Funds lent in using Kiva
  • 1,778.4
    Colombia Pesos (COP) = $1 USD
Expired
A loan of $1,700 helped Camilo to purchase paint, solvent, “hueso duro” (a brand of auto body fill used to repair dents, etc.), glaze, and galvanized metal sheets.
Repayment Term
15 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jul 16, 2012
Listed
Jul 28, 2012
Currency Exchange Loss:
Possible
Expired:
Aug 27, 2012