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Antonio, age 22, is single and currently lives with his parents and two siblings. He intends to use the loan to buy a coffee seedbed to later use for sowing. He will also buy fertilizers and fumigation. The loan will also help pay for the labor.

He is planning on buying this seedbed in order to be able to produce more and to be able to generate more income. He will do this to get a better quality of life for himself and his parents.

This is the first loan he has gotten from FUDECOSUR. He has not had any other loans with state banks. However, FUDECOSUR has provided the loan with better terms and a much lower interest rate.
View original language description ↓
Antonio, tiene la edad de 22 años, está soltero, vive con sus padres y dos hermanos actualmente. El con el crédito pretende comprar almacigo de café para su posterior siembra e insumos como abonos y fumigaciones y ayudarse con la mano de obra. El tiene pensado comprar este almacigo para poder producir un poco mas y poder generar más ganancias y obtener una mejor calidad de vida para él y sus padres . Es el primer préstamo que recibido de FUDECOSUR. El no había tenido antes otros préstamos en bancos estatales, pero FUDECOSUR le ha brindado el préstamo con mayores facilidades y la tasa de intereses mucho más baja.

Additional Information

More information about this loan

FUDECOSUR works in one of the poorest regions of Costa Rica, where microfinance institutions (MFIs) are scarce or have a hard time keeping up with demand for small loans. By providing mostly agricultural loans, FUDECOSUR reaches rural borrowers that many MFIs consider to be too risky. However, this has also made it more difficult for the organization to find stable sources of capital to lend. Kiva's flexible, risk-tolerant capital plays a critical role in helping FUDECOSUR grow its portfolio and support even more borrowers.


The Foundation for the Development of Southern Communities (FUDECOSUR) is dedicated to economically empowering its clients by providing credit and training programs that help improve living conditions for micro-entrepreneurs and their children across Southern Costa Rica. You can learn more about this Field Partner at

About Costa Rica

  • $12,900
    Average annual income
  • 38
    View loans »
    Costa Rica Loans Fundraising
  • $4,438,125
    Funds lent in using Kiva
  • 499.6
    Costa Rica Colones (CRC) = $1 USD

Success!! The loan was 100% repaid

A loan of $925 helped Antonio to plant coffee.
100% repaid
Repayment Term
38 months (Additional Information)
Repayment Schedule
Jun 24, 2012
Jul 27, 2012
Currency Exchange Loss:
Nov 17, 2013