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Mrs. Sira is 35 years old, married, and the mother of four children. She lives with her husband and children in the married camp in Ségou.
Having left school at the fifth level of primary school (in the Malian education system) to get married, she began working to earn money very early with jobs such as selling ice cream, clothing, and fruit juices. She chose to sell clothes about 8 years ago. She benefits from a faithful clientele of mostly military wives, as she is one herself.
In the hopes of raising her working capital in order to meet the demands of her customers, she has applied for a loan through Soro Yiriwaso, with whom she has had a relationship for 30 months, after having received one joint loan and two individual loans, all of which have been fully repaid. She is on her third individual loan. She plans to use this loan to buy two bundles of Wax pagnes (brightly colored cloth used to make clothing). She gets her supplies in Bamako.
Mrs. Sira sells for cash and credit to a clientele of men and women. She plans to make a monthly profit of 45,000 FCFA, which will allow her to take care of family expenses and to keep her business running.
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Madame Sira est âgée de 35 ans, mariée et mère de 4 enfants. Elle vit son mari avec ses enfants au camp des mariés de Ségou.
Ayant abandonné les études en classe de 5ème année fondamentale (système éducatif Malien) pour se marier, elle commença très tôt seule les activités génératrices de revenus telles la vente de glaces, d’habits et de jus de fruits. Elle décida d’opter pour la vente d’habits depuis maintenant 8 ans. Elle bénéficie d’une clientèle fidèle qui essentiellement composée des femmes de militaires dont elle est une.
Dans le but d’augmenter son fonds de commerce pour faire face à la demande clientèle, elle a fait recours à Soro Yiriwaso, elle est en relation avec cette dernière depuis 30 mois, après avoir fait 1 prêt solidaire et 2 prêts individuels tous bien remboursés, elle est à son 3ème prêt individuel. Elle compte utiliser ce prêt pour acheter 2 balles de pagnes wax, elle s’approvisionne à Bamako.
Madame Sira vend au comptant et à crédit à une clientèle composée d’hommes et de femmes. elle envisage de réaliser un bénéfice mensuel 45.000 FCFA, ce dernier lui permet de prendre en charge les dépenses familiales et de pérenniser son commerce.

Additional Information

Important Information

Soro Yiriwaso is a microfinance institution that works primarily in rural and semi-urban areas of Mali to provide underprivileged communities with access to financial services.The organization facilitates access for disadvantaged clients, particularly women, to new resources and services, fostering solidarity and cooperation among its clients. Kiva lenders’ funds will enable Soro Yiriwaso to expand its outreach and target even more underserved Malians involved in business and agriculture.

About Mali

  • $1,100
    Average annual income
  • 14
    View loans »
    Mali Loans Fundraising
  • $11,520,875
    Funds lent in using Kiva
  • 541.4
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD