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Mr. Ismahila is 42 years old, married, and the father of one child. He lives in a traditional family with several households in the Bagadadji district in Ségou City. Having dropped out of school in the 8th fundamental year (Malian system of education) in order to become a driver apprentice, he finally opted for the trade of miller. He has been in this business for two years. He has mastered the ins and outs of this business sector. His strengths are due how he accommodates his customers and especially how flexible he is toward women, who constitute the framework of his customer base.

Concerned about satisfying customer demand, especially for the present month of Lent, when demand is higher, he is requesting this new loan. He has had an association with the microfinance institution Soro Yiriwaso for 12 months after his first individual loan, properly repaid. He is now on his second individual loan, which he intends to use to buy a milling machine. He gets his supplies locally in Ségou.

Mr. Ismahila offers his services for cash in the bulk of cases to a customer base composed mostly of women and a few men, who are livestock farmers who go to him to stock up on grains for feed.

With this loan, he envisions making a monthly profit of 100,000 francs CFA that will enable him to cover family expenses, pay his electricity bill, and pay his apprentices. His ambition is to build a house.
View original language description ↓
Monsieur Ismahila est âgé de 42 ans, marié et père de 1 enfant. Il vit dans une famille traditionnelle avec plusieurs ménages au quartier Bagadadji de la ville de Ségou.
Ayant abandonné les études en classe de 8ème année fondamentale (système éducatif Malien) pour faire l’apprenti chauffeur, il finit par opter faire le métier de meunier, il mène cette activité depuis 2 ans. Il a une maîtrise du rouage de ce secteur d’activité, sa force est due à son accueille clientèle et surtout sa souplesse envers les femmes qui constituent l’ossature de sa clientèle.
Dans le souci de satisfaire sa demande clientèle surtout pour le mois de carême qui s’annonce où il y a plus de demande, il sollicite ce nouveau prêt, il est en relation avec Soro Yiriwaso depuis 12 mois après 1er prêt individuel correctement remboursé. Il est à son 2ème prêt individuel qu’il compte utiliser pour acheter une machine décortiqueuse, il s’approvisionne sur place à Ségou.
Monsieur Ismahila fait ses prestations le plus souvent au comptant à une clientèle composée majoritairement de femmes et de quelques hommes qui sont des éleveurs d’animaux qui s’approvisionnent chez lui en sons de céréales pour les besoins d’embouche.
Avec ce prêt il envisage réaliser un bénéfice mensuel 100.0000 FCFA, qui lui permettra de prendre en charge les dépenses familiales, de payer sa facture d’électricité et de payer ses apprentis.
Son ambition est de construire une maison.

Additional Information

Important Information

Soro Yiriwaso is a microfinance institution that works primarily in rural and semi-urban areas of Mali to provide underprivileged communities with access to financial services.The organization facilitates access for disadvantaged clients, particularly women, to new resources and services, fostering solidarity and cooperation among its clients. Kiva lenders’ funds will enable Soro Yiriwaso to expand its outreach and target even more underserved Malians involved in business and agriculture.

About Mali

  • $1,200
    Average annual income
  • 68
    View loans »
    Mali Loans Fundraising
  • $10,809,225
    Funds lent in using Kiva
  • 541.4
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A loan of $475 helped Ismahila to buy a machine for milling or husking.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jul 13, 2012
Sep 1, 2012
Currency Exchange Loss:
Aug 17, 2013