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She's married and has three children, one of whom attends school. She lives with her family in a house she owns and doesn't support anyone else.
She's a pensioner and she also gets help from her husband. With the current loan she intends to purchase construction supplies (zinc sheets, beams, cement, sand, rocks, etc.) in order to continue building her house.
In the future she would like to study to become a nurse, and to finish building her home. For that reason she pledges to repay the loan as scheduled, so she can request more loans from Hluvuku.
The challenge she faces is finishing and furnishing her house, and also getting a means of transportation for her family.
View original language description ↓
Casada e mãe de 3 filhos, 1 deles frequenta a Escola, vive na casa própria com a sua família e não sustenta mais ninguém.
É pensionista e conta com ajuda do seu marido e com o presente empréstimo pretende comprar material de construção (chapas de zinco, barrotes, cimento, areia, pedra e outros) para dar continuidade com a construção da sua casa.
No futuro gostaria de fazer curso de enfermagem e concluir a sua casa, para tal compromete-se a pagar devidamente o empréstimo para solicitar mais a Hluvuku.
O desafio é terminar a sua casa, mobilar e conseguir um meio de transporte para a família.

Additional Information

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Mozambique

  • $1,200
    Average annual income
  • 45
    View loans »
    Mozambique Loans Fundraising
  • $2,858,775
    Funds lent in using Kiva
  • 27.9
    Mozambique Meticais (MZN) = $1 USD

Success!! The loan was 100% repaid

A loan of $900 helped Milagre to purchase construction supplies (zinc sheets, beams, cement, sand, rocks, etc.).
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Jun 27, 2012
Aug 1, 2012
Currency Exchange Loss:
Aug 17, 2013