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Ask God Group
In this Group: Grace , Gladys, Adueley, Emelia, Dede, Korkoi, Adjorkor, Emelia
This is a group of widows aged between 45 and 62 years old. They are eight in number and are into the sale of plantains, kenkey (maize paste), fish, firewood and provisions. They formed this association to lift widows out of hardship. Grace, Gladys and Adueley are on their 4th loan cycle whereas the rest are on their 1st loan cycle. Grace sells at the market and the rest sell at their residence.

Grace is 45 years old and sells plantains at the market. She has a child who is 16 years old and a student. She lives with her child in the extended family house. She buys plantains from a larger market and sells at her smaller, local market. She needs this money to buy more plantains to sell to her customers. She uses part of the profit to pay her child's school fees and as capital for reinvestment.

This group needs 1,750 Ghana cedis to buy more stock for their businesses.

Additional Information

About ID Ghana

ID Ghana is a microfinance NGO that provides financial and social services to underserved urban communities in Accra. ID Ghana’s socially-oriented business model provides clients with a number of social services, including financial literacy training, group discussions led by peer educators on health and nutrition education, child schooling, basic medical services, and counseling and legal services for women victims of violence.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Ghana

  • $3,500
    Average annual income
  • 33
    View loans »
    Ghana Loans Fundraising
  • $11,967,750
    Funds lent in using Kiva
  • 2.0
    Ghana Cedis (GHS) = $1 USD

Success!! The loan was 100% repaid

A portion of Ask God Group's $900 loan helped a member to buy more plantains to sell to her customers.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Jun 29, 2012
Jul 30, 2012
Currency Exchange Loss:
Jan 15, 2013