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Sushama is a 40-year-old widowed woman. She got married to Mr. Basanta in 1995. She was happy with her children and her husband, a tractor driver. After 14 years of marriage, she lost her husband due to a cardiac arrest episode. At that time, she had a son aged eight years and a daughter aged five years.

She has been struggling since then to support her family. She started a snack and tea stall at her house, which is located quite close to the market. She cooks and sells local snacks and tea in the mornings and evenings, the general hours for such a business. She sells pan at a small scale during the rest of the day to fill her day and support her income. She hopes for a bright future for her children.

With the three years of experience in running the shop, she wants to expand her business to meet customer demand. She needs a loan of 30,000 INR to buy some utensils and stock up on raw materials like besan and oil for cooking her snacks, as well as buy new products like packaged snacks and wafers to stock in her betel shop. She also plans to buy some furniture to seat her customers as she sees an increase in her customer base. She says that the increased cash flow can change her life and provide better education to her children.

Additional Information

Important note about this loan

Due to Indian government regulations, if you fund this loan, you will not be repaid for at least 3 years. This borrower will likely repay your loan much sooner than that, in which case, the Field Partner may re-loan your funds to help other local borrowers. We want you to be aware of this minimum 3-year waiting period and the associated risks before making a loan to Indian borrowers on Kiva. Learn More >

About People's Forum

People’s Forum is a development organization based in Odisha, India that provides affordable loan products and support services to women. The organization distinguishes itself by reaching out to particularly marginalized groups, including leprosy-affected families, widows, single mothers, and disabled persons. People’s Forum will harness Kiva’s flexible, zero-interest capital to serve even more borrowers in one of the poorest regions of India.

About India

  • $4,000
    Average annual income
  • 151
    View loans »
    India Loans Fundraising
  • $5,402,725
    Funds lent in using Kiva
  • 55.3
    India Rupees (INR) = $1 USD
Paying Back

This loan has been fully funded!

A loan of $550 helped Sushama to pay for benches to seat her customers and to buy utensils and raw materials like besan and oil in bulk for her snack stall.
0% repaid
Repayment Term
43 months (Additional Information)
Repayment Schedule
At end of term
Jul 26, 2012
Aug 15, 2012
Currency Exchange Loss: