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Cecilia
Cecilia sells cooking items and materials (fabrics) in Adum Banso, near Takoradi. She has been selling cooking items and materials for the past six years. Cecilia has received schooling through senior secondary school. She is married and has one child. Her husband is a worker at a local palm oil plantation. Cecilia is responsible for paying her child’s school fees. Her loan will be used to buy to buy materials. She hopes to use the new profits from her business to further expand her business.

Additional Information

Important Information About CRAN

Please note that Kiva considers loans to this Field Partner, CRAN, to be particularly HIGH RISK. This organization has had very serious delinquency problems brought about by problems with its credit methodology, local environmental shocks including a depletion of local fisheries in its core area of operation (Cape Coast and the Central Province), and insufficient follow up with late clients. Lenders to this business should be aware that there is an increased risk of not getting repaid on this loan due to the challenges facing the Field Partner.

CRAN's creditors - including Kiva - have entered into a new Restructuring Agreement (For more information, please see CRAN's Field Partner profile: http://www.kiva.org/partners/91 ). Kiva will extend its ongoing policy of allowing CRAN to continue to raise funds on the Kiva website. New funds raised will be used to make repayments on older CRAN loans via Kiva’s standard net billing process.

About Ghana

  • $3,500
    Average annual income
  • 39
    View loans »
    Ghana Loans Fundraising
  • $11,582,250
    Funds lent in using Kiva
  • 2.0
    Ghana Cedis (GHS) = $1 USD