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Lydia's Group
In this Group: Lydia, Hope, Turyoutunga, Adida, Vastina, Molly
Lydia's group is comprised of six hard working women. Lydia is 22 years old and lives in the town of Kamwenge, in the Fort Portal region of Uganda. She is married and has four children. Three attend school. For the past few years, Lydia has been working hard to manage her retail shop, which sells dry food.

To help expand her business, Lydia has requested a loan of 500000 Ugandan Shillings from BRAC Uganda. The loan will be used to buy maize, and will help Lydia generate greater profits and pay school fees and medical expenses. Lydia hopes to build a house in the future.

Lydia is a member of BRAC's Empowerment and Livelihood for Adolescents (ELA) program. In addition to microfinance loans, the program provides a safe place for young Ugandan women and a forum to promote life-skills training. The ELA program has increased Lydia's future prospects by helping her save money and budget for her family.

Additional Information

About BRAC Uganda

This loan is administered by BRAC Uganda, a registered non-governmental organization (NGO) in Uganda that is also a part of the BRAC international network. BRAC Uganda attempts to address poverty through a holistic model, offering programs in education, health, water & sanitation, agriculture, and microfinance. BRAC Uganda’s microfinance program aims to provide the poor with easy, reliable, and efficient access to institutional financial services, and reaches over 150,000 families in Uganda. For more on BRAC Uganda, please see our partner page, and join our lending team, Friends of BRAC Uganda.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Uganda

  • $1,500
    Average annual income
  • 283
    View loans »
    Uganda Loans Fundraising
  • $29,599,275
    Funds lent in using Kiva
  • 2,475.0
    Uganda Shillings (UGX) = $1 USD

Success!! The loan was 100% repaid

A portion of Lydia's Group's $1,275 loan helped a member to buy maize.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jun 27, 2012
Listed
Jul 25, 2012
Currency Exchange Loss:
Possible
Ended:
May 19, 2013