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Helen
This is Helen, 30, a resident of Manila, Philippines. She is married to Jun-Jun and she is a mother of two children. She manages their household while operating the business. At this time, she is working hard to continually provide income for their everyday expenses.

Helen manages her sidecar transportation business. She has two units of sidecars or bicycle carts that carry up to two passengers to their destination within the community. Her regular customers are workers and employees in the community. She earns a minimum of 400 Philippine Pesos (PHP) in sales every day.

To help her continue operations of her business, she is requesting a PHP 10,000 loan. She will be using the loan to maintain her sidecar. She expects a boost in her business income as she expands her business.

Helen hopes to expand her business in the coming years. She faithfully meets up with her co-fellowship members to share stories of her work every week and draw strength and inspiration from the Word of God she studies.

* All CCT community partners / clients are organized into fellowship groups that meet on a weekly basis. A fellowship group is composed of 15 to 30 community partners. The fellowship groups gather each week to study the Word of God, build social capital, and pay Micro Finance loans.

Additional Information

More information about this loan

On Friday November 8, 2013, Super Typhoon Haiyan made its way through Southeast Asia, causing substantial damage to homes and businesses in areas of the Philippines. Given the state of devastation following this storm, borrowers living and working in these areas may have difficulty making repayments on their loans, thus making their Kiva loans higher risk. More information >>

About the Center for Community Transformation

The Center for Community Transformation (CCT) is dedicated to the development of communities and lives via spiritual transformation and access to financial services. CCT offers loan products to address the needs of micro-entrepreneurs in the Philippines. The organization’s loan products include small business, education, and housing loans. CCT utilizes a community-based approach to provide a variety of non-financial services that include training and development programs, clinics, disaster relief operations, a low-cost medicine program, and social service programs. CCT offers a unique “Pavement Dweller” program designed to provide food, housing, and job training. CCT also provides education support services to the poorest groups in the Philippines. Find more information about CCT on their website or join their lending team.

About Philippines

  • $7,000
    Average annual income
  • 1250
    View loans »
    Philippines Loans Fundraising
  • $57,800,425
    Funds lent in using Kiva
  • 42.0
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $250 helped Helen to pay for spare parts and maintenance of her sidecar unit.
100% repaid
Repayment Term
5 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jul 6, 2012
Listed
Aug 3, 2012
Currency Exchange Loss:
Possible
Ended:
Nov 15, 2012