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Sambi Ternak Group
In this Group: Ketut, Kadek, Ketut, Ni Ketut, Kadek, Luh, Ketut, Putu, Made, Ketut*
* not pictured

Update on Sambi Ternak Group

Ketut lives in the village of Sumberkima, north Bali, with two of her children who are still in school. Ketut helps her husband with the family's income by running pig business in her home. He works as a farmer.

In order to expand her business, Ketut is raising capital by joining the group Sambi Ternak. The other members chose her as the head of the group. They work together with MUK to get business loans for pig farmers.

With the loan of 1,5M IDR, Ketut is planning to buy four piglets with the price of 500,000 IDR each (the rest 500.000, using her own money). Although the price of feed is currently very expensive, Ketut expects the sale of four pigs would gain a satisfactory profit and can increase the income of her husband to support her family and helping her children's school fees.

In the current period, there was a decrease of the loan amount. This is because they've got enough profit from previous sales to provide capital. One group member is replaced by a new member because she was ill and could not join the group.

Previous Loan Details

Like many Balinese women, Luh and the other members of the Sambi Ternak group raise pigs in their yards to supplement their families’ incomes. Though many women support their families in this way, they may not know the best way to raise pigs to maximize income. Luh hopes that, through the MUK Pi... More from Sambi Ternak Group's previous loan »

Additional Information

About Koperasi Mitra Usaha Kecil (MUK)

This loan is serviced by Koperasi Mitra Usaha Kecil (MUK), a microfinance cooperative headquartered in West Bali, Indonesia. MUK’s mission is to provide chronically poor people in Bali with opportunities to improve their lives, while raising social awareness of economic and environmental issues.
Most MUK clients live in rural settings on less than $1.25 per day. MUK’s financial products are targeted to clients’ productive activities including small businesses, farming, and livestock rearing. MUK supports clients with training in household budgeting, livestock rearing, and small business management.
MUK provides services to clients of all races and religions. For more information about MUK, please visit its partner page. Also, consider joining MUK’s Kiva lending team, Friends of Mitra Usaha Kecil.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Indonesia

  • $5,200
    Average annual income
  • 29
    View loans »
    Indonesia Loans Fundraising
  • $5,306,625
    Funds lent in using Kiva
  • 9,445.0
    Indonesia Rupiahs (IDR) = $1 USD

Success!! The loan was 100% repaid

A portion of Sambi Ternak Group's $1,275 loan helped a member to buy four piglets to raise.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
Jul 19, 2012
Jul 27, 2012
Currency Exchange Loss:
Feb 15, 2013