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Sari Mertha Group
In this Group: Ni Luh, Dewa Ayu, Gusti Ayu Kadek, Ni Luh, Ni Komang, Ni Putu, Ni Komang, Ni Luhi, Ni Ketut, Ni Putu, Ni Ketut, Ni Komang
Ni Luh is 31 years old and lives in Melaya, West Bali. She is married and has one child who is still in school. Her husband works as a farmer. Though Ni Luh often helps her husband, she also raises pigs in her yard to supplement her family’s income. She has been raising pigs for five years.

Ni Luh is the head of the Sari Mertha group, which is made up of 12 neighbors from the same village. With the 1M IDR loan that Ni Luh receives, she will purchase three piglets and pig feed. She plans to sell the piglets after six months for use as pork. With her earnings, she plans to purchase more pigs. With the income from her pig raising, she hopes to be able to pay school fees.

Additional Information

About Koperasi Mitra Usaha Kecil (MUK)

This loan is serviced by Koperasi Mitra Usaha Kecil (MUK), a microfinance cooperative headquartered in West Bali, Indonesia. MUK’s mission is to provide chronically poor people in Bali with opportunities to improve their lives, while raising social awareness of economic and environmental issues.
Most MUK clients live in rural settings on less than $1.25 per day. MUK’s financial products are targeted to clients’ productive activities including small businesses, farming, and livestock rearing. MUK supports clients with training in household budgeting, livestock rearing, and small business management.
MUK provides services to clients of all races and religions. For more information about MUK, please visit its partner page. Also, consider joining MUK’s Kiva lending team, Friends of Mitra Usaha Kecil.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Indonesia

  • $5,200
    Average annual income
  • 19
    View loans »
    Indonesia Loans Fundraising
  • $5,296,650
    Funds lent in using Kiva
  • 9,445.0
    Indonesia Rupiahs (IDR) = $1 USD

Success!! The loan was 100% repaid

A portion of Sari Mertha Group's $1,650 loan helped a member to purchase three piglets and pig feed.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
Jul 19, 2012
Jul 24, 2012
Currency Exchange Loss:
Feb 15, 2013