This is Ernesa, 26, a resident of Manila, Philippines. She is married to Reniel, her business partner, and she is a mother to her two children. She, together with her husband and children, manage their household while operating the business. At this time, she is working hard to continually provide income for her everyday expenses.
Ernesa operates a food stall where she sells mami. Mami is a noodle soup, which refers to a variety of soups with noodles and other ingredients served in a light broth. This is served in the morning and for snacks. She earns a minimum of PHP 600 in sales every day.
To help her continue operations of her business, she is requesting a PHP 10,000 loan. She will be using the loan to buy more quantities of products like noodles, vegetables, condiments and seasonings. She expects a boost in her business income as she expands her business.
Ernesa dreams of having her own house and giving all her children a good and high quality education through all her hard work in her business. She faithfully meets up with her co-fellowship members to share stories of her work every week and to draw strength and inspiration from the Word of God she studies.
* All CCT community partners / clients are organized into fellowship groups that meet on a weekly basis. A fellowship group is composed of 15 to 30 community partners. The fellowship groups gather each week to study the Word of God, build social capital, and pay Micro Finance loans.
About the Center for Community Transformation
The Center for Community Transformation (CCT) is dedicated to the development of communities and lives via spiritual transformation and access to financial services. CCT offers loan products to address the needs of micro-entrepreneurs in the Philippines. The organization’s loan products include small business, education, and housing loans. CCT utilizes a community-based approach to provide a variety of non-financial services that include training and development programs, clinics, disaster relief operations, a low-cost medicine program, and social service programs. CCT offers a unique “Pavement Dweller” program designed to provide food, housing, and job training. CCT also provides education support services to the poorest groups in the Philippines. Find more information about CCT on their website or join their lending team.