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Lotoi is a 48-year-old married woman with three children.

She would like to start growing vegetables to earn a living. Lotoi has requested a loan to purchase a garden hose, a rake, fertilizer and a spade to help her start her vegetable garden.

She has been a member of SPBD since 2012. Lotoi will spend her profits to increase and improve her business.

Additional Information

About SPBD

South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.

About Samoa

  • $5,200
    Average annual income
  • 87
    View loans »
    Samoa Loans Fundraising
  • $7,709,500
    Funds lent in using Kiva
  • 2.3
    Samoa Tala (WST) = $1 USD

Success!! The loan was 100% repaid

A loan of $650 helped Lotoi to purchase a garden hose, a rake, fertilizer and a spade.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jul 5, 2012
Jul 24, 2012
Currency Exchange Loss:
Jun 17, 2013