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Miriam
Miriam, 40, is a dynamic and hardworking woman who has a desire to make progress. She is married to Einer, who is a teacher, and together they have two children: Einer, 15, and Keiko, 13.

Miriam has a dressmaking business; she was taught to sew in an occupational education center. She managed to learn everything she needed to perform this trade, and she has been able to make herself known in the market, gaining some customers. To start out, she set up a sewing workshop in her house. She started with only one machine that she bought with her savings. She has been in this line of work for more than 5 years, and what she likes is to be able to count on a regular income to pay for the household expenses and provide a better quality of life for her family, because her husband's income as a teacher is not sufficient to do this. She hopes to continue with this activity and expand her workshop with additional sewing machines.

This is her first loan with the MFP institution, and she is pleased to know that she can count on financial support to carry out her plans. Therefore, she promises to be responsible with the payments on her loan so that she can maintain a good credit record.

With the 800 Peruvian soles she requests, she will invest in the purchase of sewing supplies, including: fabric, thread, elastic, buttons, etc. She will buy these items in bulk to get the lowest prices.
View original language description ↓
Miriam tiene 40 años, es una mujer trabajadora, dinámica y deseosa de progresar. Está casada con Einer, quien es profesor, fruto de esa unión tienen dos hijos: Einer de 15 y Keiko de 13 años.
Ella se dedica a la costura y confección de ropa, actividad que aprendió en un centro de educación ocupacional. Logró aprender todo lo necesario para desempeñarse en este oficio y ha sabido hacerse conocida ganándose algunos clientes. Para empezar instaló su propio taller en su vivienda, iniciándose con una sola máquina que compró con sus ahorros. Realiza esta actividad desde hace más de 5 años y lo que le gusta es poder contar con un ingreso económico para solventar los gastos del hogar y brindarle una mejor calidad de vida a su familia, ya que a su esposo no le alcanzaba con los ingresos que tiene en su actividad como docente. Su deseo es continuar con esta actividad y ampliar su taller con otras máquinas de coser.

Este es su primer préstamo con la institución MFP y está contenta de saber que cuenta con un apoyo financiero para concretar sus planes. Por tanto se compromete a ser responsable con el pago de sus cuotas para tener un buen récord crediticio.
Con el monto solicitado, de 800 nuevos soles, invertirá en la compra de materiales de costura; como telas, hilos, elásticas, botones, etc., buscando precios bajos por sus compras en volumen.

About Peru

  • $12,000
    Average annual income
  • 100
    View loans »
    Peru Loans Fundraising
  • $58,002,425
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $325 helped Miriam to buy dressmaking supplies: fabric, thread, buttons, etc.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jul 4, 2012
Listed
Aug 4, 2012
Currency Exchange Loss:
Possible
Ended:
Feb 15, 2013